Investing in your future: savings accounts

Whether it’s for a specific purpose or to build an emergency fund, saving money can alleviate stress and lead to a financially fit lifestyle. And with all the uncertainty 2020 has brought us, it’s a good idea to have some savings to cover unexpected expenses or a reduction in yourContinue Reading

Eating Healthy on a Budget

Eating food that’s good for you is admittedly tougher than just grabbing a frozen pizza. You have to plan, budget and cook. But it’s not impossible! With a few quick tips, you can plan nutritious meals that taste good without breaking the bank. Create a list No matter how shortContinue Reading


Scammers are constantly adjusting their tactics in order to take advantage of consumers. Check out these five COVID scams and stay up-to-date so you can stay safe. Global Empowerment Fund An email appearing to come from the Federal Trade Commission (FTC) informs you that you’re getting money from the COVID-19Continue Reading

At-home activities that won’t break the bank

We have been spending more time at home than ever before. You’ve finished every show and movie on Netflix and have played every board game in your house, so now what? Let’s explore some new activities you can do at home to save your and your children’s sanity while beingContinue Reading

Considering Homeownership

Dreaming of homeownership but not sure where to start? Before you hit the market looking for your home, it is important to be aware of your financial standing. There is much more to homeownership than being able to afford the upfront price of the home. Let’s look at what elseContinue Reading

Reasons why your credit card may be declined

Holding up the checkout line because of a declined credit card may feel embarrassing, but it’s actually a common experience. Even if you may have enough funds, there are various reasons why your card may be getting declined. Let’s explore some of these scenarios to have a better understanding ofContinue Reading

Online Shopping Safety

Shopping online has its advantages, especially during these challenging times. Be a smart online shopper and protect your personal and financial information. Tip #1: Pay with a credit card Credit cards usually offer the best liability protection. Be sure to report any suspicious activity immediately, no matter the amount. SomeContinue Reading

Reading and understanding your statement

You receive a credit card statement monthly from First PREMIER Bank listing all the payments, purchases, debits and credits for that billing cycle. This statement is packed with information and it’s important to review everything.  At the top, you’ll find a snapshot of three important pieces of information: New BalanceContinue Reading

Repair or replace

Appliances are the backbone of today’s modern homelife. So when one breaks, it can be a major inconvenience. How do decide between repairs or buying something new? Lifespan First, you should know what the expected lifespan is for your appliances. That 15-year old microwave is likely on its last leg,Continue Reading